Last Updated: July 2025
These Terms of Service (“Terms”) govern your access to and use of services offered by Tri-County Financial Solutions ("Tri-County", “we”, “our”, or “us”), including our website, loan products, customer support, and related offerings (collectively, the “Services”). By using our Services, you agree to be legally bound by these Terms.
You represent and warrant that you are at least 18 years of age, a resident of the United States, and capable of entering into a binding agreement. If you are using our Services on behalf of an entity, you represent that you are authorized to do so.
Please read these Terms carefully. If you do not agree to these Terms, do not access or use our Services.
Tri-County provides personal loan solutions subject to credit approval, eligibility verification, and compliance with applicable laws. Loan offers may vary by individual based on financial history, income, and creditworthiness.
By applying for a loan, you authorize us to perform a soft credit inquiry for prequalification purposes, and if applicable, a full credit check prior to final approval.
Loan agreements will be governed by separate contracts that outline repayment terms, interest rates, and fees. In the event of a conflict between this document and a signed loan agreement, the latter shall prevail.
Loan repayment terms, including frequency, duration, interest rates, and late fees, will be clearly disclosed in your loan agreement. You agree to make timely payments as scheduled.
Late payments may result in additional fees or penalties. Tri-County reserves the right to report late or missed payments to credit bureaus, which may impact your credit score.
You authorize Tri-County to debit your designated bank account through ACH or other methods agreed upon in your loan agreement.
You are responsible for maintaining the confidentiality of your account login credentials. You agree not to share or transfer your account to any other person.
You may not use our website or Services for any unlawful purpose or to solicit or conduct fraudulent activities, misrepresent personal information, or impersonate another individual.
All content and materials available through our website and Services, including but not limited to text, graphics, logos, designs, software, and trademarks, are the intellectual property of Tri-County and protected under applicable law.
You may not copy, reproduce, distribute, or modify our materials without our prior written consent.
We value your privacy. Please refer to our Privacy Policy for details on how we collect, use, and share your personal information.
By using our Services, you consent to the collection and use of your personal data in accordance with our Privacy Policy.
Our Services are provided "as is" and without warranties of any kind, express or implied. We do not guarantee loan approval, uninterrupted access to the website, or error-free operation.
We are not responsible for delays, interruptions, or failures caused by circumstances beyond our reasonable control.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, TRI-COUNTY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES.
OUR LIABILITY FOR ANY DIRECT DAMAGES SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO US IN THE SIX (6) MONTHS PRECEDING THE CLAIM.
We reserve the right to suspend or terminate your access to our Services at any time for any reason, including breach of these Terms or applicable law.
You may terminate your use of the Services at any time by closing your account, provided you fulfill all outstanding loan obligations.
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles.
Any disputes shall be resolved in the courts located in Illinois.
If you have any questions about these Terms, you can contact us at: